short sale, California

  
California short sale, short sale expert, CDPE

Short Sale and Certified Distressed Property Experts CDPE™ for California

 

No Equity does not mean No Solutions!

Short Sale and Loan Modification Specialists-

 solutions to Orange County and Southern California homeowners

with or without home equity.

 

 

short sale, avoid foreclosure, California

 

Short Sales and Loan Modification are our specialty! As a designated CDPE, our Broker will provide homeowners facing payment  difficulties with expert short sale representation, exit solutions, loan modification evaluation, or  assistance in obtaining a deed in lieu if foreclosure. We work with Attorneys and with your lender to come up with a mortgage solution agreeable to all.

 

Contact us NOW for a FREE Evaluation 800-546-2289

 

Your personal assessment is FREE and there is no obligation for California homeowners exploring their short sale options

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First Name                Last Name

Address

City                                       State        Zip

Home Phone           Work Phone             Ext

          

-Est. Income per month (add all borrowers)

-Est. Monthly Bills Excluding Mortgage

Rate Credit          Past BK     Self Employed

 

Are You Currently Behind In Your Mortgage

If behind in your mortgage, how many payments

How Many Loans Do You Have on Your Home

Type of Assistance Desired

Best Time to Contact You

 

Comments

Short sales are real estate transactions whereby the current lender(s) agree to allow the owner to sell the property for an amount less than the current mortgage.  California short sales help prevent foreclosures for homeowners behind on their mortgage payments (or who are at risk to fall behind on their mortgage payments) and who are unable to refinance. A California short sale may be the best way to keep your credit relatively intact (or from getting worse) for future purchases and can usually help you exit from a property without having to pay anything if you get the bank to accept payment in full without pursuit of a deficiency judgment.

If you feel trapped because your current adjustable rate mortgage loan has put you in a situation that is creating a financial hardship and you don't feel you can sell your home, we may be able to assist you.  Even if you have no equity or if you owe more than the appraised value of your home, we may be able to assist you in selling your home and getting relief. There are major differences between a short sale and a foreclosure, and we can help explain those differences. Contact us today by clicking here to see if you qualify for our special home seller program.
 

 

Deed in Lieu of Foreclosure

Foreclosures are becoming more commonplace in these turbulent  times of declining property values. An alternative to a foreclosure is accepting a Deed in Lieu of Foreclosure. The ordinary effect of the taking of a Deed in Lieu is to extinguish the lender's deed of trust and vest the lender with title subject to all other existing liens and encumbrances. In effect, the lender becomes the new owner. A Deed in Lieu is granted by mutual agreement of the borrower and lender. We may be able to assist you in obtaining a deed in lieu of foreclosure where you agree to leave your home broom clean and  give the keys back to the bank. 

CDPE™ is the designation of a Certified Distressed property Expert. The designation indicates the person has received focused training to evaluate and assist homeowners that may be facing challenges of financial hardship or foreclosure.  The training allows the CDPE™ to evaluate and provide guidance based upon a solid foundation of knowledge.  Not all real estate agents have earned the CDPE™ designation by taking the specialized training to evaluate the unique circumstances surrounding  homeowners facing distress or foreclosure.  Look for the designation to find a trained professional on which you can rely.

A homeowner who relies on an inexperienced agent to to handle a short sale may be putting the success of the transaction at risk.  To be clear, there are very specific processes your lender will want followed, and if your agent is not familiar, the chance of success may be jeopardized. When you contact us, you will be assigned to a professional that has earned the CDPE™ designation who can discuss your situation and present you with alternatives.

 
 

 

 Loan Modification

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan allowing the loan to be modified into a payment the mortgagor can afford. Are you behind in your mortgage payments? Has your income changed as a result of the economy or layoffs?  Did your loan adjust to a payment you can't afford?  If you have answered yes to any of the above questions or if you feel you will soon no longer be able to make your monthly payments, then a loan modification may be a solution to your challenge,

Click on the following link for assistance.

All inquiries are submitted to Dawn Anderson, Midas Realty Group CA DRE License #01258205, 800-546-2289

 

Links of Interest:  California Department of Real Estate   I  California Association of Mortgage Brokers  California Association of Realtors   I   

Orange County Association of Realtors  I   San Diego Association of Realtors   I  Corona- Norco Association of Realtors

                        I  Home Selling California I   Southern California Home Values   I   Rand Housing Statistics I Orange County Real Estate

                         California Office of Real Estate Appraisers   I    Dept Housing and Urban Development (HUD)  I Southern California Real Estate

 

Currently, Real estate and short sale consultations in the following cities are provided :

Orange County: Aliso Viejo, Anaheim, Anaheim, Hills, Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Coto De Caza, Cypress, Dana Point, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Ladera Ranch, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Midway City, Mission Viejo, Monarch Beach, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Silverado, South Laguna, Stanton, Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

Riverside County: Anza, Banning, Beaumont, Blythe, Cabizon, Calimesa, Canyon Lake, Cathedral City, Cherry Valley, Coachella, Corona, Desert hot Springs, Hemet, Idyllwild, Indian Wells, Indio, La Quinta, Lake Elsinore, Menifee, Mira Loma,  Moreno Valley, Mountain Center, Murrietta, Norco, Palm Springs, Perris, Pine Cove, Rancho Mirage, Riverside, Romoland, Rubidoux, San Jacinto, Sky Valley, Sun City, Temecula, Thermal, Thousand Palms, Wildomar, Winchester

San Bernardino County: Adelanto, Alta Loma, Amboy, Angelus Oaks, Apple Valley, Baker, Barstow, Big Bear, Big River Bloomington, Blue Jay, Bryn Mawr, Cadiz, Cedar Glen, Cedarpines Park, Chino, Chino Hills, Cima, Colton, Crest Park, Crestline, Daggett, Devore Heights, Earp, Essex, Etiwanda, Fawnskin, Fontana, Forest Falls, Fort Irwin, Grand Terrace, Green Valley Lake, Guasti, Helendale, Hesperia, Highland, Hinkley, Joshua Tree, Lake Arrowhead, Landers, Loma Linda, Lucerne Valley, Lytle Creek Mentone, Montclair, Morongo Valley, Mountain Pass, Needles, Newberry Springs, Oak Glen, Oakhills, Ontario, Oro Grande, Parker Dam, Paton, Phelan, Pinon Hills, Pioneertown, Rancho Cucamonga, Redlands, Rialto, Rainforest, Running Springs, San Bernardino, Skyforest, Spring Valley Lake, Sugarloaf, Trona, Twentynine Palms, Twin Peaks, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley

San Diego County: Alpine, Bonsall, Borego Springs, Boulevard, Camp Pendleton, Campo, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Oceanside, Pacific Beach, Pala, Palomar Mountain, Pauma Valley, Pine Valley, Potrero, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Luis Rey, San Marcos, San Onofre, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs

Los Angeles County: Long Beach, Lakewood, Torrance, Redondo Beach, Hermosa Beach, Manhattan Beach, Downey, Whittier

If you wish to discuss a California in matter an area not listed above, e-mail us office to discuss your transaction with an expert who may be able to provide special assistance

 

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California Short Sales are our specialty!