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Home Phone
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Ext
-Est. Income per month (add all borrowers)
Select One
1,000-2,000
2,001-3,000
3,001-4,000
4,001-5,000
5,001-6,000
6,001-7,000
7,001-8,000
8,001-9,000
9,001-10,000
Over 10,000
Under 1,000
Not Sure
-Est. Monthly Bills Excluding Mortgage
Select One
under $100
$100-500
$500-800
$800-1,000
$1,000-1,300
$1,300-1,500
$1,500-2,000
$2,000-2,500
$2,500-3,000
over $3,000
None
Not Sure
Rate Credit
Past BK Self Employed
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Excellent
Good
Fair
Poor
Not Sure
-
No
Yes
-
Yes
No
Type of Assistance Desired
Select One
Loan Modification
Short Sale- California
Deed In Lieu
Discuss my Options
Refinance-Cash Out
Refinance-Rate/Term
Other
Not Sure
Best Time to Contact You
Select One
AnyTime
DayTime Home
DayTime Work
Evening Home
E-Mail ASAP Let's get Started!
Comments
A Loan Modification is a
permanent change in one or more of the terms of a mortgagor's loan
allowing the loan to be modified into a payment the mortgagor can
afford. Are you behind in your mortgage payments? Has your income
changed as a result of the economy or layoffs? Did your loan
adjust to a payment you can't afford? If you have answered yes
to any of the above questions or if you feel you will soon no longer
be able to make your monthly payments, then a loan modification may
be a solution to your challenge,
Click on the following
link for assistance.
A
Refinance Loan is simply taking out a new mortgage
loan. If you are considering a home
loan refinance, the first steps are to determine your short and long term
goals and then to evaluate the different types of home refinance loan
programs available.
The primary reasons
for considering a refinance are the following:
1-
Lower
current interest rate
and create cash flow
2- Convert ARM to a permanent
fixed interest rate
3- Convert fixed interest rate
into a ARM
4- Turn equity into cash
5- Convert to a shorter term to
pay off the loan more quickly
6- Eliminate Mortgage Insurance
(MI)
Foreclosures are
becoming more commonplace in these turbulent times of
declining property values. An alternative to a foreclosure is
accepting a Deed in Lieu of Foreclosure. The ordinary effect of
the taking of a Deed in Lieu is to extinguish the lender's deed
of trust and vest the lender with title subject to all other
existing liens and encumbrances. In effect, the lender becomes
the new owner. A Deed in Lieu is granted by mutual agreement of
the borrower and lender.
A short sale is a
real estate transaction whereby the current lender(s) agree to
allow the owner to sell the property for an amount less than the
current mortgage. If you feel trapped because your current
adjustable rate mortgage loan has put you in a situation that is
creating a financial hardship and you don't feel you can sell
your home, we may be able to assist you.
Even if you have no equity or if you owe more
than the appraised value of your home, we may be
able to assist you in selling your home and
getting relief. Alternatively, we may be
able to assist you in obtaining a deed in lieu of foreclosure
where you agree to leave your home broom clean and give
the keys back to the bank. Contact us today by
clicking here to
see if you qualify for our special home seller program.
