E-Mail Address
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Address
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Home Phone
Work Phone
Ext
-Est. Income per month (add all borrowers)
Select One
1,000-2,000
2,001-3,000
3,001-4,000
4,001-5,000
5,001-6,000
6,001-7,000
7,001-8,000
8,001-9,000
9,001-10,000
Over 10,000
Under 1,000
Not Sure
-Est. Monthly Bills Excluding Mortgage
Select One
under $100
$100-500
$500-800
$800-1,000
$1,000-1,300
$1,300-1,500
$1,500-2,000
$2,000-2,500
$2,500-3,000
over $3,000
None
Not Sure
Rate Credit
Past BK Self Employed
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Excellent
Good
Fair
Poor
Not Sure
-
No
Yes
-
Yes
No
Type of Loan Desired
Select One
Refinance-Cash Out
Refinance-Rate/Term
Home Equity Loan
HELOC
No Equity Loan- 125 loan
Investment Property Loan
Other
Not Sure
Best Time to Contact You
Select One
AnyTime
DayTime Home
DayTime Work
Evening Home
E-Mail ASAP Let's get Started!
Comments
No equity loans- also
referred to as 125 second mortgage loans, are a way in which homeowners
may borrow up to 125% of the current appraised value of their
home. No Equity means that the homeowner can borrow money even
if he/she has no equity established in the home. NoEquity.com
offers a variety of no equity programs - some with little or no
seasoning requirements. A no equity loan may allow homeowners to
borrow money to make home improvements, consolidate debts, pay
off bills, or even take a vacation! There are no requirements
or restrictions on the money that is borrowed.
A
Refinance Loan is simply taking out a new mortgage
loan. If you are considering a home
loan refinance, the first steps are to determine your short and long term
goals and then to evaluate the different types of home refinance loan
programs available.
The primary reasons
for considering a refinance are the following:
1-
Lower
current interest rate
and create cash flow
2- Convert ARM to a permanent
fixed interest rate
3- Convert fixed interest rate
into a ARM
4- Turn equity into cash
5- Convert to a shorter term to
pay off the loan more quickly
6- Eliminate Mortgage Insurance
(MI)
If a borrower
has established home equity, the loan is referred to as a second mortgage
or home equity loan- up to 100% of the home value. Home owners wanting to
utilize their home equity have the option of a second mortgage loan or a
home equity line of credit (HELOC).
Second mortgage programs
are available for both owner occupied properties and non owner
occupied properties (investment properties or second homes). Contact
one of our second mortgage specialists to determine the best home
equity product for your situation.
Debt
Consolidation loans have been a means by which hundreds of thousands of
homeowners have been able to use their home values to save
money. By taking out a debt consolidation loan (2nd mortgage)
a borrower is able to combine the balances of current bills and debts
into one loan... and one payment. Lenders may offer borrowers
with good to excellent credit the ability to borrow up to 125% of the
value of their current property.
The money from a
debt consolidation loan can be used for any purpose- and generally
speaking, with a debt consolidation loan monthly payments are reduced and
cash flow is increased. Further, since the interest paid on a debt
consolidation loan is that of a home loan, the interest may be tax
deductible.*
