second mortgage loans, 2nd mortgage loans, no equity loans

 
no equity loan, second mortgage, 2nd mortgage, California

California Second Mortgage Specialists

 

Lower Your Payments, Reduce Debt, Get CASH!

 

Second Mortgage Specialists- NoEquity.com provides second mortgage loans to California homeowners with or without home equity.

 

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no equity loan, second mortgage, 2nd mortgage, California

 

 

Second mortgages are our specialty! We provide home equity and no equity mortgage loans for  home refinancing, debt consolidation, home improvements, or cash out for any purpose. With our vast lender network, we are able to offer some of the lowest A credit mortgage rates as well as competitively priced non-conventional programs for borrowers with special income or credit needs. 

 

Pre-Qualification is FREE and there is no obligation for California homeowners exploring their loan options

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No equity loans- also referred to as 125 second mortgage loans, are a way in which homeowners may borrow up to 125% of  the current appraised value of their home.  No Equity means that the homeowner can borrow money even if he/she has no equity established in the home.  NoEquity.com offers a variety of no equity programs - some with little or no seasoning requirements. A no equity loan may allow homeowners to borrow money to make home improvements, consolidate debts,  pay off bills, or even take a vacation!  There are no requirements or restrictions on the money that is borrowed.

Refinance Loans

A Refinance Loan is simply taking out a new mortgage loan.    If you are considering a home loan refinance, the first steps are to determine your short and long term goals and then to evaluate the different types of home refinance loan programs available.

 

The primary reasons for considering a refinance are the following:

1- Lower current interest rate and create cash flow

2- Convert ARM to a permanent fixed interest rate

3- Convert fixed interest rate into a ARM

4- Turn equity into cash

5- Convert to a shorter term to pay off the loan more quickly

6- Eliminate Mortgage Insurance (MI)

 

If a borrower has established home equity, the loan is referred to as a second mortgage or home equity loan- up to 100% of the home value. Home owners wanting to utilize their home equity have the option of a second mortgage loan or a home equity line of credit (HELOC).

Second mortgage programs are available for both owner occupied properties and non owner occupied properties (investment properties or second homes). Contact one of our second mortgage specialists to determine the best home equity product for your situation.

Debt Consolidation

Debt Consolidation loans have been a means by which hundreds of thousands of homeowners have been able to use their home values to save money.   By taking out a debt consolidation loan (2nd mortgage) a borrower is able to combine the balances of current bills and debts into one loan... and one payment.   Lenders may offer borrowers with good to excellent credit the ability to borrow up to 125% of the value of their current property. 

The money from a debt consolidation loan can be used for any purpose- and generally speaking, with a debt consolidation loan monthly payments are reduced and cash flow is increased.  Further, since the interest paid on a debt consolidation loan is that of a home loan, the interest may be tax deductible.*

 

NoEquity.com is a registered dba's of LoanBiz, Inc.- a California corporation.  LoanBiz, Inc. is licensed by the California Department of Real Estate #01327155.

 

Links of Interest:  California Department of Real Estate   I  California Association of Mortgage Brokers  California Association of Realtors   I   

Orange County Association of Realtors  I   San Diego Association of Realtors   I  Corona- Norco Association of Realtors

                         National Assn. Mortgage Brokers   I  Home Selling California I   Southern California Home Values     Rand Housing Statistics

                         California Office of Real Estate Appraisers   I    Dept Housing and Urban Development (HUD)  I Southern California Real Estate

 

Real Estate and Mortgage Marketing- Innomarks, Inc.

Real Estate and Mortgage Marketing- Innomarks, Inc.